I've always been a big fan of the Til Debt Do Us Part lady, Gail Vax-Oxlade. I'd watch her show with my sister (because I still don't have cable) and read one of her books. One thing she talks about really struck a chord with me was that to get out of debt, you need to do one or two things: 1) spend less money and/or 2) make more money.
It seems really self-evident, but it's a practice that has taken me well over two years to put into practice. If 2011, the year of Hobo Kenny, taught me anything it was that I could live very frugally. 2012 though was the year of make more money. For the entire year, I typically worked 2 to 3 full-time jobs at a time, putting in many 16 to 18 hours days. Of course, the main difference from my usual schedule of working multiple jobs at the same time was that this year I was paid for all of it.
And I am proud to say that for the first time since however long I've had a credit card, I am finally FINALLY out of credit card debt.
Now, I don't know your financial situation, but this debt load I carried oftentimes felt crippling and resulted in my borrowing money and leaning on the generosity of a lot of very amazing people for a very long time. It is an absolute f'n relief to know that I am through that tunnel.
It wasn't easy. I am tired, burnt out even and in desperate need of a vacation. But the work I've put in has allowed me to set other things in motion. Things that will grant me the opportunity to lessen my "joe job" workload and focus on the career that really matters to me: Creating, Performing, Entertaining.
Big things are in store for 2013 and I look forward to moving through them with a clean slate.